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It would be hard to find a company more in need of the Dimon treatment than J.P. Morgan. A hodgepodge of businesses from multiple mergers that were never fully integrated, the giant bank is burdened with a lazy culture and an underperforming stock ripe for reinvigoration. While J.P. Morgan ranks at or near the top in many key categories–second in retail deposits, credit card balances, and investment-banking fees; first in U.S. private-banking assets and cash-management revenues–growth has been tepid and profitability mediocre. J.P. Morgan’s return on equity, a crucial yardstick for financial firms, is just 10%, well below that of its top rivals. No wonder the stock has barely moved in five years.